The embodiment of the "sense of security" of Zhengxin investment

Haidu Investment tells you: Government information projects refer to the financing of urban infrastructure construction, urban development, and sewage treatment by local governments.

1. The origin of securities financing entities and guarantee entities

The safety factor of government and credit projects generally mainly depends on the strength of financing entities and guarantee entities. The financing entities are generally various financing platforms of local governments. Like guarantee entities, they are platform companies rated AA. Urban investment companies with AA and above have larger net assets and stronger solvency. The adverse economic environment has little impact and the risk of default is very low.

2. Safety protection-risk control measures

In addition to the joint liability guarantee provided by the guarantee company, the commonly used risk control measures for the Zhengxin project also include physical mortgages such as land and real estate, and the pledge of accounts receivable.

Although there may be problems with the land mortgage loan, if all the land transfer fees are not paid, this may lead to hidden danger registration of land mortgage and land mortgage transfer of property rights, requiring the participation of both parties and the competent authority to review the authenticity of the materials. Strict verification; "Accounts receivable" will be included in the credit investigation system of the People's Bank of China in accordance with relevant regulations. These are good credit enhancement measures.

3. Policy guarantee

In 2016, the “Opinions of the Central Committee of the State Council of China on Improving the System of Property Right Protection to Protect Property Rights According to Law” emphasized the stability, continuity and trustworthiness of the system, and pointed out that “the change of government, the change of leaders, etc., should not be used for breach of contract or breach of contract”. Reliable government accountability system and accountability mechanism reply.

At present, the overall security of government and information projects is beyond doubt, and the rate of return is quite good. It can be said that government and information projects are good choices for individuals with net assets. However, each project has its own personality. As an investor, after choosing the general direction of government and information projects, he must use some indicators to identify safer and more valuable investment projects.