How about real estate investment in the next ten years?

Haidu Investment tells you the relevant direction of real estate investment. In the past decade or so, countless experts predicting the "crash" of domestic real estate prices have thrown their glasses and broken glass all over the floor. The investment product in the past ten years has been to buy a house. If you add other words, it is to buy "expected income-based wealth management or investment products" issued by financial institutions, whether it is issued by banks, trusts, insurance companies or fund companies, as long as there are expected returns, they will definitely be achieved. You don't need to research or ask about the assets behind the product, you just need to know the "expected return".

Following the "diversified allocation theory", investors who invest in the stock market have another destiny. For more than a decade, the Shanghai Composite Index has experienced zero growth, including the leveraged bull market in mid-2015 and the N-round stock market disaster, and most participants suffered severe losses.

In fact, in the past ten years, the characteristics of "the stock market is short-lived, bulls and bears are growing slowly," "housing prices are rising all the way", "rigid payment financial institutions wealth management products" and other characteristics have continued and even strengthened into many investments. A deep-rooted belief. ".

How to manage your finances for the next ten years? Almost any financial expert will suggest "asset diversification", how to achieve it? That is to convert part of the real estate allocation into financial assets. Or at least, the wealth increased each year will no longer be allocated to real estate. But the disappointing performance of the securities market over the past decade is enough to make investors hesitant.

We can expect that regulators will unswervingly promote a substantial "registration system" and a sound delisting mechanism, and continue to eliminate suitable listed companies:

Companies that have undergone rigorous screening will be invited to conduct normal IPOs, while inferior listed companies will be delisted. This mechanism of survival of the fittest can also achieve the purpose of improving the long-term profitability of listed companies.

At the same time, strict enforcement and severe punishment of financial fraud and market manipulation can reduce many falsely high stock prices to a certain extent, and the investment value will also be highlighted.

I believe that "revitalizing the capital market and promoting the optimization of household asset allocation structure" has become a national strategy, which will be an inevitable trend in the next decade.

Therefore, in the next ten years, investors should increase the proportion of high-quality equity assets and reduce the proportion of real estate in domestic asset allocation. This is a reasonable financial management in line with the general trend of wealth management asset allocation, and long-term investment in real estate company equity at a reasonable price will have a high possibility of real estate investment outperforming the market.