What is investment? In what form?

The term investment has several related meanings in finance and economy. It involves the accumulation of property in order to obtain benefits in the future. Technically, this term means "the act of putting something in another place" (perhaps initially related to a person's clothing or "dress"). From a financial point of view, compared to speculation, the investment time period is longer, and it tends to be more sustainable and stable cash flow income in a certain period of time in the future, which is the accumulation of future income.

Guangxi Haidu Investment Development Co., Ltd. reminds you: Choose freely according to your own strength and judgment. No one can be sure that the investment is successful. Investment is risky, and financial management needs to be cautious.

1. Real estate. Many people invest in real estate, and a family has bought n houses and waited to appreciate.

2. Bonds. Bonds include government bonds, financial bonds and corporate bonds. This is less risky than stocks, but also lower returns. You can choose compound interest calculation. Many people cannot buy national debt. They have a good reputation, good interest rates and low risk, and are called "Golden Edge Bonds." Financial bonds are risky, and corporate bonds are risky, but the returns are high.

3. Stocks. The Chinese stock market fell from more than 6,000 in 2008 to more than 2,000 in 2011. The economy is growing, but the stock market has not risen. PetroChina's stock is not good either. After making $3.5 billion from PetroChina, Buffett exited gorgeously. Some people say that the Chinese stock market is very similar to the Japanese stock market and it is impossible to reach a high point. This may be related to the powerful power of the Chinese government. This is also related to the Chinese people's fear of drifting with the crowd.

4. Precious metals. The weather has been very hot in recent years. "Buying gold in troubled times", in the financial crisis, European debt crisis, too many world instability factors, and relatively severe inflation in China, many people turn to gold, which is a universal and stable value material in the world. Many gold products of the bank, such as gold bars, paper gold and gold T+D. Many people also earn money overseas through some channels, but they are likely to encounter a black platform, and the company that makes money on the platform will get away. The gold trading institution recognized by China is the Shanghai Gold Exchange. China is more inclined to invest in silver with less capital, while gold requires more capital.

5. Funds. A fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust investment funds, provident funds, insurance funds, retirement funds and various foundation funds. The funds that people usually refer to mainly refer to securities investment funds.

6. Bank short-term wealth management products. A few days and months later, the annualized expected return rate is about 5%. But this is "annualization". It is more suitable for companies or individuals with a large amount of surplus funds in the short term.

7. Trust. At least 1 million, suitable for the rich.

8. The collection of coins and antiques. There are certain benefits, but it may take a long time, and the benefits cannot be guaranteed.

9. Private lending. At present, some institutions carry out private lending and their income may be around 5%.