Have you been recruited for the three major investment misunderstandings?

Haidu Investment reminds you of the three major misunderstandings of investment. Have you been recruited?

1. Put the eggs in a basket

Many customers will spend all their money on the same investment, which is equivalent to putting all their eggs in the same basket, which actually increases investment risk.

The eggs are in the same basket. If the basket is turned over, all the eggs cannot be preserved. If they are placed in different baskets, the problem of one or two baskets will not affect the whole. So not putting eggs in a basket is essentially to spread the risk.

2. Follow the trend blindly

The Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission issued the "Reminders on Preventing Risks Related to Financial Live Marketing", which aims to remind the public to identify the qualifications of financial live marketing advertising entities, choose formal financial institutions and channels to purchase financial products; carefully understand financial products or services The important information and risk level of the company, prevent the misleading risk of sales that may be hidden in the field marketing; establish a scientific and reasonable concept of financial investment and consumption.

Usually, there are always some financial management masters who claim that they have "relationships and inside information", advocating that "XX product" will skyrocket and profits will double. It will only say how high the profit of this product is, but will not mention the risks of this product.

You must know that benefits and risks always coexist. Those who claim "high return, zero risk" are deceptive. Only by choosing a formal and reliable investment institution can the risk of property loss be avoided. The right is good. Everyone has different investment preferences and risk tolerance. When purchasing financial products, not only product returns must be considered, but product risks and product closure periods are all aspects that need to be considered.

3.: Frequent short-term transactions

Facts have proved that frequent short-term transactions not only fail to obtain higher returns, but also increase transaction costs due to the increase in transactions, resulting in a lower rate of return.

Investors should remember not to be affected by changes in short-term assets, try to avoid frequent short-term transactions, formulate long-term investment plans, resolutely implement them, and do not affect long-term judgments due to short-term net worth fluctuations, and obtain higher returns through long-term holdings.